Kubra Abdulrahman Aghayar – Chief Commercial & SME Officer

Meet Kubra Abdulrahman Aghayar, Aifs – Chief Commercial & SME Officer
With more than 30 years of experience across banking, commercial finance, SME banking, credit, and relationship management, Kubra Abdulrahman Aghayar is a highly accomplished financial services leader. Currently serving as Chief Commercial & SME Officer at Bahrain Commercial Facilities Company, she brings extensive expertise in developing commercial strategies, managing SME portfolios, strengthening client relationships, and driving sustainable business growth.
Kubra has built a distinguished career across leading financial institutions in Bahrain, progressing from Credit Clerk and Counter Staff roles to senior executive leadership. Her journey includes significant positions at Gulf International Bank, Ahli United Bank, HSBC, Standard Chartered Bank, National Bank of Bahrain, and Bahrain Commercial Facilities Company. Throughout these roles, she has developed deep expertise in commercial and SME banking, relationship management, middle-office coverage, transformation, and credit management.
Her extensive career reflects strong commercial acumen, strategic leadership, and a deep understanding of the Bahrain banking and financial services landscape. From her early foundations in credit and banking operations to leading Commercial & SME functions, Kubra has consistently progressed into positions of increasing responsibility while contributing to client growth, business transformation, and financial solutions for enterprises and SMEs.
Connect with Kubra Abdulrahman Aghayar to learn more about her extensive experience and insights in Commercial Banking, SME Finance, Relationship Management, Credit, Business Transformation, and Financial Leadership.











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